Live now Call us now 60 seconds · No credit pull
Live advisors · 9–9 ET · (469) 414-0557

Capital to keep your
 
growing

Talk to us once. Get your number in minutes. Get funded before the day ends.

Call (469) 414-0557
G4.9★★★★★500+ reviews BBBACCREDITED · A+ 20,000+businesses funded $20B+through our network
How it works

Approved in minutes.
Funded the same day.

Keep running your business. Add the capital. Three steps, one afternoon — the phone does all the work.

01
Needham Counsel AI Advisor
Incoming answer…
00:47
Step 1 · 60 seconds

Talk to Needham Counsel AI Advisor

One call, no forms. Tell us about the business — revenue, time in business, what the money's for. That is the application.

02
Whole-business review
Deposits · seasonality · momentum
Your number
$85,000
Step 2 · Minutes

A human reads your file

A real underwriter looks at the whole business — not just a credit score. You get a number and clear terms on the call.

03
Wire sent
Business checking ••4821
3:02 PM
Step 3 · Same day

Money hits your checking

E-sign and the wire goes out. Capital lands in your account before close of business — ready to work.

$0B+
Funded through our network
0+
American businesses helped
0 sec
To qualify on one phone call
0
States served, coast to coast
Reviews

Owners keep
saying it.

★★★★★G

They asked about my business, not just my score. First time a funding company felt human.

Dana W.Verified · Salon owner
★★★★★G

I have used banks, brokers, online lenders. This was the only one that felt built for people like me.

Jen K.Verified · Retail
★★★★★G

No runaround, no fine print games. The terms they said on the phone were the terms I signed.

Carlos M.Verified · Restaurant
★★★★★G

The advisor walked me out of a bigger amount than I asked for because it fit better. Honest people.

Rob D.Verified · Landscaping
★★★★★G

Second time using them. Same advisor picked up. That alone is worth it.

Angela T.Verified · Trucking
★★★★★G

60 seconds to qualify is real. I timed it. 58 seconds.

Sam H.Verified · Cafe owner
G4.9★★★★★from 500+ reviews
Our promise

What we say is what you sign.

Every option on the table, side by side. You choose — we never push. The terms you hear are the terms you sign.

The bigger picture, not just a score Clear terms before you sign No hidden agendas
Texas ✦ Florida ✦ Ohio ✦ Georgia ✦ Michigan ✦ Arizona ✦ Tennessee ✦ Carolina ✦ Nevada ✦ Indiana ✦ Missouri ✦ Colorado ✦ Texas ✦ Florida ✦ Ohio ✦ Georgia ✦ Michigan ✦ Arizona ✦ Tennessee ✦ Carolina ✦ Nevada ✦ Indiana ✦ Missouri ✦ Colorado ✦
California ✦ New York ✦ Illinois ✦ Pennsylvania ✦ Virginia ✦ Washington ✦ Oregon ✦ Alabama ✦ Kentucky ✦ Oklahoma ✦ Kansas ✦ Iowa ✦ California ✦ New York ✦ Illinois ✦ Pennsylvania ✦ Virginia ✦ Washington ✦ Oregon ✦ Alabama ✦ Kentucky ✦ Oklahoma ✦ Kansas ✦ Iowa ✦
All 50 states. One phone number.
Industries

Capital for the businesses
that keep America running.

Real funding for the industries that keep America running.

ManufacturingJob shops + CNC · machines, materials, orders
Gyms & FitnessIndependent gyms · equipment, space, members
Retail & E-CommBrick + online · inventory, seasons, growth
Restaurants & FoodIndependent + franchise · equipment, expansion, payroll
Contracting & ConstructionGCs + trades · materials, crews, bigger bids
Your industry is next.

If it's a real business with real revenue, we have capital for it.

Call now
The Needham Counsel promise

Three things we
will always do.

01
A human answers.

Every call ends with a real person who knows your file — never a phone tree.

02
Terms before you sign.

Every number, every date, in writing, before any commitment. No surprises, ever.

03
Funded before close of business.

Approved and signed by the afternoon means money in the account by the evening.

One call · every option

35 financing products.
One specialist. One call.

Your dedicated specialist checks you against every product on the desk — and shows you the exact rates and terms you qualify for.

Working capitalRevenue-based financingEquipment programsGrowth capitalBridge capitalInventory financingInvoice factoringPayroll coverageExpansion capitalFranchise fundingSeasonal capitalEmergency capitalMarketing capitalRenovation fundingFleet programs+ 20 more on the call
Security

Built like a bank.
Runs like a phone call.

The security of a financial institution, without the committees, the branch hours, or the paperwork.

Bank-level encryption

Your information is encrypted in transit and at rest. Always.

Read-only verification

Revenue checks never touch your account. We look, we never move a dollar.

No hard credit pull

Qualifying never dings your score. Your credit stays exactly where it is.

Your data stays yours

Never sold. Never shared for marketing. Used once, for your file only.

Call our AI Advisor.
Know your number now.

No credit impact No commitments 60 seconds
Call (469) 414-0557

Picks up instantly · 24/7 · a human confirms every file